Protecting Your Income

The Income Protection Plan offers you an income to help you support yourself and your family if you are unfortunate enough to be out of work because of an illness, a disability, an injury or as a result of an accident.

How To Protect Your Income

You decide how much of your income you want to protect, from $100 per month to $20,000 per month depending on your salary. The maximum allowed is 60% of your salary. The benefit period is for 5, 10 or 15 years, or to Age 65.

You choose when your income would start.

Before your income starts you must have been unable to work due to illness, injury or disability for a certain length of time, known as the waiting period. You can choose a waiting period of 30 ,60, 90, 120,180 or 365 days. We suggest you choose a waiting period that allows your benefit to start when your other sources of income end.

CONTACT US for more information about our Disability Income Protection services.

help?	Desired monthly benefit	$100 $200 $300 $400 $500 $600 $700 $800 $900 $1,000 $1,100 $1,200 $1,300 $1,400 $1,500 $1,600 $1,700 $1,800 $1,900 $2,000 $2,100 $2,200 $2,300 $2,400 $2,500 $2,600 $2,700 $2,800 $2,900 $3,000 $3,100 $3,200 $3,300 $3,400 $3,500 $3,600 $3,700 $3,800 $3,900 $4,000 $4,100 $4,200 $4,300 $4,400 $4,500 $4,600 $4,700 $4,800 $4,900 $5,000 $5,100 $5,200 $5,300 $5,400 $5,500 $5,600 $5,700 $5,800 $5,900 $6,000 $6,100 $6,200 $6,300 $6,400 $6,500 $6,600 $6,700 $6,800 $6,900 $7,000 $7,100 $7,200 $7,300 $7,400 $7,500 $7,600 $7,700 $7,800 $7,900 $8,000 $8,100 $8,200 $8,300 $8,400 $8,500 $8,600 $8,700 $8,800 $8,900 $9,000 $9,100 $9,200 $9,300 $9,400 $9,500 $9,600 $9,700 $9,800 $9,900 $10,000 $11,000 $12,000 $13,000 $14,000 $15,000 $16,000 $17,000 $18,000 $19,000 $20,000 select		This plan pays you a monthly benefit should you be unable to work due to illness or injury. Complete this form to get a quote within one business day.
	Waiting Period before Benefits Begin	0 days 30 days 60 days 90 days 120 days select
	Benefit Period	5 years 10 years 15 years to age 65 select
	Your Name
	Your Email
	Male or Female?	Male Female select
	Your age next birthday	18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 select
help?	Are you a smoker?	No Yes select
	Your occupation risk type   (choose nearest category)
	Desk based office work - eg. (Administrator, Office Manager, Designer)
	Involves some physical activity - e.g (Dentist, Journalist, Teacher)
	Involves manual work including lifting - e.g (Nurse, Delivery person, Engineer)
	Involves use of tools or machinery - e.g (Farmer, Bricklayer, Blacksmith)
	Note: Your occupation may not fall into your chosen risk type and is ultimatlety determined by the Insurers’ underwriting criteria.